Saving money to keep the power of saying “No”

Last week’s post was about how “No” is a tool for freelancers. But to use it confidently, we need savings, a financial cushion that keeps us independent. It’s harder to say “No” when bills are piling up.

The freedom to say “No” when requests or price negotiations don’t suit us is fundamental in the long run. After all, we’d instead work on our portfolio or personal projects than accept a project request we had doubts about from the start.

Therefore, let’s set aside enough money to allow us to use “No.” This is only fair to clients and to us.